Close-up of palm tree fronds against a clear blue sky.

Let’s (gently) get
your financial house in order.

Start here.

There is a version of you that’s“good with money.”

A version of you that doesn’t let paralysis, confusing jargon and the fear of “doing it wrong” stop you from getting serious about reaching your financial goals.

With Good Bones Financial Coaching, you can become that version of yourself. You’ll walk away with an empowering, sustainable and tested system for managing your money—one that aligns your spending and savings goals with your values and lifestyle.

  • "I left the program with concrete tools to stick to a budget, grow my savings, and plan for future life goals. Most important, I have the confidence in my ability to manage money that I always longed for but never had until now. I am so grateful to Bethel and the program!"

    —Staci

  • "Bethel showed us how to look at and think about our money differently. We learned that...we can plan ahead better and avoid unnecessary debt without sacrificing the things we enjoy doing."

    — N.W.

  • "Working with Bethel was better than therapy! My disorganized finances weighed on my mental health more than I realized. I feel lighter and less anxious now that I have a better handle on where my money is and how I'm using it. I thought our sessions would teach me to rein in my spending, but instead, she taught me how to spend with confidence and feel more prepared for the future. Bethel also helped me make simple changes that put more money in my pocket. This course has truly paid for itself."

    —Megan

  • "Bethel made financial hurdles so tiny for me, suddenly all the adulting tasks of getting things organized and under the control I envisioned were simply a thing to spend some time on. I feel that the days of agonizing over whether I'm doing a good job and succeeding with my money are over! Talk to Bethel!"

    —Carolyn

  • "I would tell a friend that if they have tried over and over again to establish a healthy foundation in their relationship with money and have failed time and time again, this program is for you."

    —Claudine

  • "I would say: Friend, this is a great coaching program for a person like you, who goes cross-eyed and zones out five minutes in listening to a financial planner or money influencer talk about budgeting. If your budget lacks clarity, or is too rigid, or you've never even had a budget, Bethel can help you figure it out in a way that is accessible and compassionate."

    —Andra

Black and white portrait of a smiling woman with long hair, wearing earrings and a nose piercing, in front of a plain background, with a green caption that says 'good bones' and a message that says 'Hi, it’s Bethel!'.

Meet the Coach

In my early 20s, I would wince at the word “budget.” I worried that facing my finances would restrict me in ways I didn’t want to be restricted. I was also knee-deep in student loan debt and felt like I was saving no money at all.

But after a major life event in my late 20s, I realized that I needed to finally become a financial adult. I gave my money-avoidant, liberal-arts oriented brain a crash course in personal finances and paid off $60,000 of student loan debt in two years.

That experience is what led me to create Good Bones Financial Coaching LLC and my signature program, The Good Bones Edit.

Today, I help money-avoidant individuals and couples embark on a step-by-step path to create a custom-fit plan for reaching their financial goals.

I’ve worked with more than 60 individuals and couples since opening up shop in December 2024. You can read some of their reviews of The Good Bones Edit here.

What to expect from sessions:

  • Colorful plastic balls in various colors including pink, yellow, green, blue, orange, and purple.

    Personalized

    Everyone has different values and different financial priorities. We’ll uncover those components to construct a customized plan that best serves you.

  • Abstract blurred image of water with soft orange and yellow streaks at sunset or sunrise.

    Compassionate

    It’s okay (and very common) to find money stressful. Sessions will be a confidential, shame-free zone where we can work together to clear the fog.

  • Top view of a white desk with a white keyboard, a closed notebook with a pink elastic band, a gold pen with a cap, another gold pen without a cap, a pair of round glasses, and a spiral notebook with lined pages.

    Professional

    Sessions are led by me, Bethel Habte, AFC®. I passed the NCCA-accredited Accredited Financial Counselor® exam and I’ve accrued the 1000 experience hours I needed for full accreditation. I have signed the AFCPE® code of ethics and follow the AFCPE® standards of practice.

Person standing on a road with yellow lines, wearing gray sneakers and black pants, surrounded by green trees.

“Taking responsibility means that in the face of barriers we still have the capacity to invent our lives, to shape our destinies in ways that maximize our well-being. Every day we practice this shape shifting to cope with realities we cannot easily change.”

―bell hooks, All About Love: New Visions